Week 5 discussion 2 Essay Example | Topics and Well Written Essays - 250 words

Week 5 discussion 2 - Essay Example Policies standardizing assessment procedures, teaching strategies and methods also allow policy makers to monitor and regulate education across the different schools spread out across the state. As a result, students transferring from one school to another across cities undergo a smooth transition because of the similarity in curriculum. Furthermore, within the classroom setting, teachers must ensure their teaching strategies and methods address the needs of their diverse student population. This helps to prevent instances where some students feel left out resulting in decreased motivation levels for academic achievement. Educators rely on lesson plans to formulate teaching objectives that embrace the different learning needs of all students (Diarra, 2005). In conclusion, the entire state stands to benefit from efforts made in the education sector geared towards embracing diversity created by the diverse population residing in the different cities within the state. States with policies equipped to deal with internal diversity have an easier time dealing with external diversity resulting from globalization (Diarra, 2005). Diarra, M. (2005, March 17). Reaching Across Borders to Improve Teaching. Retrieved February 9, 2013, from Reaching Across Borders to Improve Teaching:

Criminology Essay Example | Topics and Well Written Essays - 1000 words - 9

Criminology - Essay Example sector including sweatshops is characterized as illegal as well as harmful acts, which could be committed by the leaders and even the employees of the corporations, with the intention to promote their personal as well as corporate interests, to the detriment of many stakeholders. As these crimes could wreck the corporation, shrinking its profits, destroying its brand image, negatively impacting employees’ livelihood and in worst case scenarios total shutting down of the corporation, constructive steps will be normally taken, both by the corporations themselves as well as external stakeholders like governments. On those lines, corporate crimes can be prevented by implementing regulatory strategies or policies, which border on compliance and deterrence. Although, both these policies have advantages as well as disadvantages, compliance would be a better strategy to combat corporate misconduct particularly in sweatshops. Compliance regulatory strategy puts the onus on the sweatshops themselves, while deterrence regulatory strategy brings in the role of external prosecution agencies. Compliance strategy concentrates on the power of regulatory agencies to encourage corporations or sweatshops â€Å"to comply with the law before crimes are committed†, on the other hand, deterrence strategy â€Å"rely on criminal prosecutions to prevent corporate crime after the crime has already been committed.† (Coleman, 2008). Thus, the basic difference as well as advantage is, compliance strategy through regulatory agencies as well as self-regulation could preempt and prevent the crime as well as other violations from taking place, while deterrence focuses on aftermath of those crimes or violations. In line with the old adage of â€Å"Prevention is better than Cure†, it would be better to prevent crimes as well as human or employee rights’ violations, and that is particularly applicable to sweatshops, which employs sizable number of employees and where chances of violation of employee

Humanity Essay Example for Free

Humanity Essay Isa siya sa mga ninuno ng makabagong Filipinong maikling katha sa Ingles. Siya ang nanguna sa pagpapalawak ng maikling katha bilang matulaing anyo. Kaniyang ipinagkakapuri ang likhang-isip sapagkat naipapakita nito ang katotohanan at naipriprisinta ang realidad. Siya ay naging mapangahas sa pagtuklas ng mga anyo ng sanaysay upang maipahayag ang talas ng pakiramdam ng mga Filipino. Dahil sa galing ng kaniyang mga kamay sa pagsulat, ang kaniyang mga likha ay siya na ngayong ginagamit ng mga mag-aaral sa kolehiyo. In 1932 Arcellana entered the University of the Philippines (UP) as a pre-medicine student and graduated in 1939 with a bachelor of philosophy in degree. In his junior year, mainly because of the publication of his â€Å"trilogy of the turtles† in the Literary Apprentice, Arcellana was invited to join the UP Writers Club by Manuel Arguilla – who at that time was already a campus literary figure. In 1934, he edited and published Expression, a quarterly of experimental writing. It caught the attention of Jose Garcia Villa who started a correspondence with Arcellana. It also spawned the Veronicans, a group of 13 pre-WWII who rebelled against traditional forms and themes in Philippine literature. Arcellana went on to medical school after receiving his bachelors degree while holding jobs in Herald Midweek Magazine, where his weekly column â€Å"Art and Life† (later retitled â€Å"Life and Letters†) appeared, and in Philcross, the publication of the Philippine Red Cross. The war stopped his schooling. After the war, he continued working in media and publishing and began a career in the academe. He was manager of the International News Service and the editor of This Week. He joined the UP Department of English and Comparative Literature and served as adviser of the Philippine Collegian and director of the UP Creative Writing Center, 1979- 1982. Under a Rockefeller Foundation grant he became a fellow in creative writing, 1956- 1957, at the University of Iowa and Breadloaf Writers Conference. In 1932 Arcellana published his first story. â€Å"The Man Who Could Be Poe† in Graphic while still a student at Torres High School. The following year two of his short stories, â€Å"Death is a Factory† and â€Å"Lina,† were included in Jose Garcia Villas honor roll. During the 1930s, which he calls his most productive period, he wrote his most significant stories including, â€Å"Now Sleeps the Crimson Petal† cited in 1938 by Villa as the years best. He also began writing poetry at this time, many of them appearing in Philippine Collegian, Graphic and Herald Midweek Magazine. Some of his works have been translated into Tagalog, Malaysian, Italian, German and Russian, and many have been anthologized. But his homecomingfrom a trip to the Southwas fated to be more memorable than, say, of the others. He had written from Mariveles: I have just met a marvelous matweavera real artistand I shall have a surprise for you. I asked him to weave a sleeping-mat for every one of the family. He is using many different colors and for each mat the dominant color is that of our respective birthstones. I am sure that the children will be very pleased. I know you will be. I can hardly wait to show them to you. Nana Emilia read the letter that morning, and again and again every time she had a chance to leave the kitchen. In the evening when all the children were home from school she asked her oldest son, Jose, to read the letter at dinner table. The children became very much excited about the mats, and talked about them until late into the night. This she wrote her husband when she labored over a reply to him. For days after that, mats continued to be the chief topic of conversation among the children. Finally, from Lopez, Mr. Angeles wrote again: I am taking the Bicol Express tomorrow. I have the mats with me, and they are beautiful. God willing, I shall be home to join you at dinner. The letter was read aloud during the noon meal. Talk about the mats flared up again like wildfire. I like the feel of mats, Antonio, the third child, said. I like the smell of new mats. Oh, but these mats are different, interposed Susanna, the fifth child. They have our names woven into them, and in our ascribed colors, too. The children knew what they were talking about: they knew just what a decorative mat was like; it was not anything new or strange in their experience. That was why they were so excited about the matter. They had such a mat in the house, one they seldom used, a mat older than any one of them. This mat had been given to Nana Emilia by her mother when she and Mr. Angeles were married, and it had been with them ever since. It had served on the wedding night, and had not since been used except on special occasions. It was a very beautiful mat, not really meant to be ordinarily used. It had green leaf borders, and a lot of gigantic red roses woven into it. In the middle, running the whole length of the mat, was the lettering: Emilia y Jaime Recuerdo. The letters were in gold. Nana Emilia always kept that mat in her trunk. When any one of the family was taken ill, the mat was brought out and the patient slept on it, had it all to himself. Every one of the children had some time in their lives slept on it; not a few had slept on it more than once. Most of the times the mat was kept in Nana Emilias trunk, and when it was taken out and spread on the floor the children were always around to watch. At first there had been only Nana Emilia to see the mat spread. Then a childa girlwatched with them. The number of watchers increased as more children came. The mat did not seem to age. It seemed to Nana Emilia always as new as when it had been laid on the nuptial bed. To the children it seemed as new as the first time it was spread before them. The folds and creases always new and fresh . The smell was always the smell of a new mat. Watching the intricate design was an endless joy. The childrens pleasure at the golden letters even before they could work out the meaning was boundless. Somehow they were always pleasantly shocked by the sight of the mat: so delicate and so consummate the artistry of its weave. Now, taking out that mat to spread had become a kind of ritual. The process had become associated with illness in the family. Illness, even serious illness, had not been infrequent. There had been deaths In the evening Mr. Angeles was with his family. He had brought the usual things home with him. There was a lot of fruits, as always (his itinerary carried him through the fruit-growing provinces): pineapples, lanzones, chicos, atis, santol, sandia, guyabano, avocado, according to the season. He had also brought home a jar of preserved sweets from Lopez. Putting away the fruit, sampling them, was as usual accomplished with animation and lively talk. Dinner was a long affair. Mr. Angeles was full of stories about his trip but would interrupt his tales with: I could not sleep nights thinking of the young ones. They should never be allowed to play in the treets. And you older ones should not stay out too late at night. The stories petered out and dinner was over. Putting away the dishes and wiping the dishes and wiping the table clean did not at all seem tedious. Yet Nana and the children, although they did not show it, were all on edge about the mats. Finally, after a long time over his cigar, Mr. Angeles rose from his seat at the he ad of the table and crossed the room to the corner where his luggage had been piled. From the heap he disengaged a ponderous bundle. Taking it under one arm, he walked to the middle of the room where the light was brightest. He dropped the bundle and, bending over and balancing himself on his toes, he strained at the cord that bound it. It was strong, it would not break, it would not give way. He tried working at the knots. His fingers were clumsy, they had begun shaking. He raised his head, breathing heavily, to ask for the scissors. Alfonso, his youngest boy, was to one side of him with the scissors ready. Nana Emilia and her eldest girl who had long returned from the kitchen were watching the proceedings quietly. One swift movement with the scissors, snip! and the bundle was loose. Turning to Nana Emilia, Mr. Angeles joyfully cried: These are the mats, Miling. Mr. Angeles picked up the topmost mat in the bundle. This, I believe, is yours, Miling. Nana Emilia stepped forward to the light, wiping her still moist hands against the folds of her skirt, and with a strange young shyness received the mat. The children watched the spectacle silently and then broke into delighted, though a little self-conscious, laughter. Nana Emilia unfolded the mat without a word. It was a beautiful mat: to her mind, even more beautiful than the one she received from her mother on her wedding. There was a name in the very center of it: EMILIA. The letters were large, done in green. Flowerscadena-de-amorwere woven in and out among the letters. The border was a long winding twig of cadena-de-amor. The children stood about the spreading mat. The air was punctuated by their breathless exclamations of delight. It is beautiful, Jaime; it is beautiful! Nana Emilias voice broke, and she could not say any more. And this, I know, is my own, said Mr. Angeles of the next mat in the bundle. The mat was rather simply decorated, the design almost austere, and the only colors used were purple and gold. The letters of the name Jaime were in purple. And this, for your, Marcelina. Marcelina was the oldest child. She had always thought her name too long; it had been one of her worries with regard to the mat. How on earth are they going to weave all of the letters of my name into my mat? she had asked of almost everyone in the family. Now it delighted her to see her whole name spelled out on the mat, even if the letters were a little small. Besides, there was a device above her name which pleased Marcelina very much. It was in the form of a lyre, finely done in three colors. Marcelina was a student of music and was quite a proficient pianist. And this is for you, Jose. Jose was the second child. He was a medical student already in the third year of medical school. Over his name the symbol of Aesculapius was woven into the matYou are not to use this mat until the year of your internship, Mr. Angeles was saying. This is yours, Antonia. And this is yours, Juan. And this is yours, Jesus. Mat after mat was unfolded. On each of the childrens mats there was somehow an appropriate device. At least all the children had been shown their individual mats. The air was filled with their excited talk, and through it all Mr. Angeles was saying over and over again in his deep voice:You are not to use these mats until you go to the University. Then Nana Emilia noticed bewilderingly that there were some more mats remaining to be unfolded. But Jaime, Nana Emilia said, wondering, with evident repudiation, there are some more mats. Only Mr. Angeles seemed to have heard Nana Emilias words. He suddenly stopped talking, as if he had been jerked away from a pleasant fantasy. A puzzled, reminiscent look came into his eyes, superseding the deep and quiet delight that had been briefly there, and when he spoke his voice was different. Yes, Emilia, said Mr. Angeles, There are three more mats to unfold. The others who arent here Nana Emilia caught her breath; there was a swift constriction in her throat; her face paled and she could not say anything. The self-centered talk of the children also died. There was a silence as Mr. Angeles picked up the first of the remaining mats and began slowly unfolding it. The mat was al most as austere in design as Mr. Angeles own, and it had a name. There was no symbol or device above the name; only a blank space, emptiness. The children knew the name. But somehow the name, the letters spelling the name, seemed strange to them. Then Nana Emilia found her voice. You know, Jaime, you didnt have to, Nana Emilia said, her voice hurt and surely frightened. Mr. Angeles held his tears back; there was something swift and savage in the movement. Do you think Id forgotten? Do you think I had forgotten them? Do you think I could forget them? This is for you, Josefina! And this is for you, Victoria! And this is for you, Concepcion. Mr. Angeles called the names rather than uttered them. Dont, Jaime, please dont, was all that Nana Emilia managed to say. Is it fair to forget them? Would it be just to disregard them? Mr. Angeles demanded rather than asked. His voice had risen shrill, almost hysterical; it was also stern and sad, and somehow vindictive. Mr. Angeles had spoken almost as if he were a stranger. Also, he had spoken as if from a deep, grudgingly-silent, long-bewildered sorrow. The children heard the words exploding in the silence. They wanted to turn away and not see the face of their father. But they could neither move nor look away; his eyes held them, his voice held them where they were. They seemed rooted to the spot. Nana Emilia shivered once or twice, bowed her head, and gripped her clasped hands between her thighs. There was a terrible hush. The remaining mats were unfolded in silence. The names which were with infinite slowness revealed, seemed strange and stranger still; the colors not bright but deathly dull; the separate letters, spelling out the names of the dead among them, did not seem to glow or shine with a festive sheen as did the other living names.

Phishing and Pharming Attacks

Phishing and Pharming Attacks In this report, it provides overview about phishing and pharming like what is phishing, what is pharming, what are the impacts that caused by phishing and pharming and what are the solutions can be apply to remediate or minimize the chance of being attack by phishing and pharming. Phishing are internet frauds or identity thefts that use to acquire or steal targeted victims sensitive information like personal identity data or financial account credentials. Phishing can be carried out by attackers using social engineering like sending email, through instant messaging (IM), peer to peer (P2P) networks, search engine and other techniques to redirect users to fraudulent website. Pharming is the new twist of internet fraud or identity theft. It is the evolutionary of phishing that used to achieve the same goal, but pharming is more sophisticated. Pharming can be carry out by using technical subterfuge such as DNS cache poisoning, domain hijacking and other techniques to redirect users to fraudulent website or proxy server to solicit users sensitive personal information. Phishing and pharming attack will cause financial impacts on the targeted victims or hard-hit to small organization. It will also cause the undermining of consumers confident in using internet over secure transaction or communication. Beside from this, phishing and pharming will also cause the law investigation become harder. Table of Content Summary2 Table of Content-3 Table of Tables and Figures4 Introduction-5 Method of Phishing Attack-6 2.1. Link Manipulation6 2.2 Filter Evasion7 2.3 Website Forgery7 2.4 Phone Phishing-8 2.5 Example of Phishing9 2.6 Phishing Report-10 Method of Pharming Attack13 How Pharming Works13 DNS cache poisoning16 Domain Hijacking16 Registration of similar sounding domains17 Impact caused by phishing / pharming18 Prevention of phishing and pharming20 Prevention: What to do?20 Prevention: What not to do?-21 Classic phishing defenses 21 Client-side21 Server-side22 Enterprise-22 Additional Pharming-Specific defenses23 Change Management, Monitoring and Alerting-23 Third-party Host Resolution Verification Services-24 DNS Server Patching, Updating and Configuration25 Search Engine Control-26 Conclusion-27 Recommendation29 Reference30 Bibliography31 Appendix32 Template 1.032 Template 2.034 TABLE OF TABLES AND FIGURES Figure 1-9 Figure 210 Figure 311 Figure 412 Figure 514 INTRODUCTION Phishing and Pharming are two of the most organized crimes of the 21st century requiring very little skill on the part of the fraudster. These result in identity theft and financial fraud when the fraudster tricks the online users into giving their confidential information like Passwords, Social Security Numbers, Credit Card Numbers, CVV Numbers, and personal information such as birthdates and mothers maiden names etc. This information is then either used by fraudsters for their own needs such as impersonate the victim to transfer funds from the victims account, purchase merchandise etc., or is sold in a variety of online brokering forums and chat channels for a profit. The Anti-Phishing Working Group (APWG) study indicates that 26,877 phishing attacks were reported in October 2006, a 21 percent increase over Septembers 22,136 attacks and an increase of 70% as compared to October 2005. Through these attacks the fraudsters hijacked 176 brands resulting in huge financial losses and loss of reputation to enterprises. The Gartner study reported that more than 2 million Americans have had their checking accounts raided by criminals in 2004, the average loss per incident being $1,2002. With phishers developing evermore sophisticated attacks, these numbers are bound to increase in the near future. Hence, battling these attacks has become a high priority for Governments and Industry Groups. METHOD OF PHISHING ATTACK Link Manipulation Most methods of phishing use some form of technical deception designed to make a link in an e-mail (and the spoofed website it leads to) appear to belong to the spoofed organization. Misspelled URLs or the use of sub domains are common tricks used by phishers, such as this example URL, http://www.yourbank.example.com/. Another common trick is to make the anchor text for a link appear to be valid, when the link actually goes to the phishers site, such as http://en.wikipedia.org/wiki/Genuine. An old method of spoofing used links containing the @ symbol, originally intended as a way to include a username and password (contrary to the standard). For example, the link http://[emailprotected]/ might deceive a casual observer into believing that it will open a page on www.google.com, whereas it actually directs the browser to a page on members.tripod.com, using a username of www.google.com: the page opens normally, regardless of the username supplied. Such URLs were disabled in Internet Explorer, while Mozilla and Opera present a warning message and give the option of continuing to the site or cancelling. A further problem with URLs has been found in the handling of Internationalized Domain Names (IDN) in web browsers, that might allow visually identical web addresses to lead to different, possibly malicious, websites. Despite the publicity surrounding the flaw, known as IDN spoofing or a homograph attack, no known phishing attacks have yet taken advantage of it.[citation needed] Phishers have taken advantage of a similar risk, using open URL redirectors on the websites of trusted organizations to disguise malicious URLs with a trusted domain. Filter Evasion Phishers have used images instead of text to make it harder for anti-phishing filters to detect text commonly used in phishing e-mails. 2.3 Website Forgery Once the victim visits the website the deception is not over. Some phishing scams use JavaScript commands in order to alter the address bar. This is done either by placing a picture of a legitimate URL over the address bar, or by closing the original address bar and opening a new one with the legitimate URL. An attacker can even use flaws in a trusted websites own scripts against the victim. These types of attacks (known as cross-site scripting) are particularly problematic, because they direct the user to sign in at their bank or services own web page, where everything from the web address to the security certificates appears correct. In reality, the link to the website is crafted to carry out the attack, although it is very difficult to spot without specialist knowledge. Just such a flaw was used in 2006 against PayPal. A Universal Man-in-the-middle Phishing Kit, discovered by RSA Security, provides a simple-to-use interface that allows a phisher to convincingly reproduce websites and capture log-in details entered at the fake site. To avoid anti-phishing techniques that scan websites for phishing-related text, phishers have begun to use Flash-based websites. These look much like the real website, but hide the text in a multimedia object. 2.4 Phone Phishing Not all phishing attacks require a fake website. Messages that claimed to be from a bank told users to dial a phone number regarding problems with their bank accounts. Once the phone number (owned by the phisher, and provided by a Voice over IP service) was dialed, prompts told users to enter their account numbers and PIN. Vishing (voice phishing) sometimes uses fake caller-ID data to give the appearance that calls come from a trusted organization. EXAMPLE OF PHISHING As scam artists become more sophisticated, so do their phishing e-mail messages and pop-up windows. They often include official-looking logos from real organizations and other identifying information taken directly from legitimate Web sites. The following is an example of what a phishing scam e-mail message might look like. Figure 1: Example of a phishing e-mail message, which includes a deceptive URL address that links to a scam Web site. To make these phishing e-mail messages look even more legitimate, the scam artists may place a link in them that appears to go to the legitimate Web site, but it actually takes you to a phony scam site or possibly a pop-up window that looks exactly like the official site. These copycat sites are also called spoofed Web sites. Once youre at one of these spoofed sites, you might unwittingly send personal information to the con artists. PHISHING REPORT Figure 2: The number of websites hosting key logging crime ware systems raise by over 1,100, reaching 3,362, the second highest number recorded in the preceding 12 months. Web sense Security Labs believes much of this increase is due to attackers increasing ability to co-opt sites to spread crime ware using automated tools. Figure 3: The number of unique key logger crime ware variants detected in January reached a new high of 364, an increase of 1.4% from the previous high in October, 2007. Figure 4: Anti-Phishing Working Group, Phishing Activity Trends Report, June 2005 Phishing undermines consumer confidence. Corporate websites of valid, well-respected companies are being cloned to sell nonexistent products, or to get consumers to participate in money-laundering activities while believing that they are dealing with a legitimate organization. The public relations consequences for the company that has had its website cloned can be as severe as the financial losses. 3.0 METHOD OF PHARMING ATTACK You must be well aware of phishing and its potential to cause damage. They bait bank customers with genuine looking emails and manage to usurp money or personal information from unsuspecting customers with reasonable success. You are also aware that responding to mails sent by your bank may not be a good idea because banks never require to send emails to get your credentials. They have more secure channels to get that information. However, pharming attacks do not require an attacker to send mails. By carrying out pharming attacks, a criminal can get access to a wider target than phishing emails and as quickly as possible. Hence the ph effect on the word farming. They are not fishing, they are farming for gullible people! By the way, pharming is a real dictionary word. HOW PHARMING WORKS Pharming attacks do not take advantage of any new technique. They use the well known DNS cache poisoning, domain spoofing and domain hijacking techniques that have been around for quite long. However, the motives of carrying out these attacks have changed. Earlier they were interested in just disrupting services and causing nuisance. But now, the game has become a matter of money than that of chest thumping. These techniques continue to exist because administrators and website owners dont care to secure and monitor their DNS servers while they have invested millions of dollars in application firewalls. How a typical pharming attack is carried out: Figure 5: 1. The attacker targets the DNS service used by the customer. This server can be a DNS server on the LAN or the DNS server hosted by an ISP for all users. The attacker, using various techniques, manages to change the IP address of www.nicebank.com to the IP address of a web server which contains a fake replica of nicebank.com. 2. User wants to go the website www.nicebank.com and types the address in the web browser. 3. Users computer queries the DNS server for the IP address of www.nicebank.com. 4. Since the DNS server has already been poisoned by the attacker, it returns the IP address of the fake website to the users computer. The users computer is tricked into thinking that the poisoned reply is the correct IP address of the website. The user has now been fooled into visiting fake website controlled by the attacker rather than the original www.nicebank.com website. Once the attacker has managed to get the user to visit the fake website, there are many ways in which the user can be tricked into revealing his / her credentials or giving out personal information. The beauty, or lets say, the notoriety of pharming over phishing is evident from the fact that one successful attempt in poisoning the DNS server can be potentially used to trick all the users of that DNS service. Much less effort and wider impact than phishing. DNS cache poisoning All DNS servers cache the queries that users have made for a certain period of time. This is done to speed up the responses to users for frequently used domains. This cache maintained by the DNS server can be poisoned by using malicious responses or taking advantage of vulnerabilities in the DNS software itself. Domain Hijacking This is an actual incident that took place a year ago. Panix, an ISP based in New York was the target of a domain hijack attack. All domains are typically registered with registrars which store information about the owner of a domain and location of the domains DNS servers. If any of this information is required to be changed, the approval of the domain owner is required. A domain owner can even switch registrars depending on costs and convenience. However, confirmation of the switch is required from all three parties, the domain owner, the old registrar and the new registrar. In case of Panix, a change was initiated by an unknown person in Australia. The person managed to skip confirmation from the old registrar and the domain owner. This was because the new registrar was not following the domain transfer process strictly. The result was, the unknown person managed to gain control over the panix.com domain completely. The person managed to divert all the web traffic of panix.com and customer emails to another server located in Canada. Domain hijacking has the widest impact because the attacker targets the domain registration information itself. Registration of similar sounding domains Similar sounding or similar looking domains are another source of security issues for internet users. An attacker can register a domain www.n1cebank.com and carry out pharming and phishing attacks on unsuspecting customers who dont notice the difference in the letter i being replaced by a 1. Also domain names created by typos on the original words (e.g. www.nicebqnk.com) manage to attract a lot of traffic. One such study on a popular domain cartoonnetwork.com shows that one in four people visiting the website incorrectly type a simple name like cartoonnetwork.com. So what about typo domains? One quick search in Google reveals that it is quite a big concern. An attacker can easily buy typo domains and setup his fake website on these domains to fool unsuspecting visitors. IMPACT CAUSED BY PHISHING AND PHARMING There are impacts that caused by rising of phishing and pharming. One of the impacts that caused by phishing and pharming is the lost of financial on both organizations and consumers. According to the InternetNews.com, there are about $1.2 Billion lost in financial of banks and credit card issuers at year 2003, while at year 2004, there is about  £12 Million lost in financial reported by the Association of Payment Clearing Services in United Kingdom. Due to the credit card association policies, the online merchants that accepted and approved transactions made by using credit card numbers which solicit through internet fraud may need to liable for the full amount of those transactions. This may cause hard-hit to those small organizations. Another impact that caused by phishing and pharming is the undermining of the consumers trust in the secured internet transaction or communication. This situation occurred because the internet fraud like phishing and pharming made consumer feel uncertain about the integrity of the financial and commercial websites although the web address display in the address is correct. Phishing and pharming also caused some impact on the Law investigation. It makes the law investigation become harder because the technique that used by attackers to perform phishing and pharming is more sophisticated. In nowadays, those attackers can perform all of the phishing and pharming attack at a location that provided with the internet connection. With the available of internet connection, they can make use of it to perform attacking activities. Those activities included the control of a computer located in one place to perform phishing and pharmings attack by using computer located at another place. The investigation become harder also because of the division of attacking tasks to several people located in different locations. PREVENTION OF PHISHING AND PHARMING Pharming attacks tend to be harder to defend against that traditional Phishing attacks due to the distributed nature of the attack focus and the use of resources not under the control of the victim organisation.   In addition, the manipulation of the DNS resolution process occurs at such a fundamental level that there are very few methods available to reliably detect any malicious changes. 5.1 PREVENTION WHAT TO DO? By using anti-virus software, spyware filters, e-mail filters and firewall programs and make sure that they are regular updated to protect your computer. Ensures that your Internet browser is up to date and security patches applied. Be suspicious of any e-mail with urgent requests for personal financial information or threats of termination of online account. Dont rely on links contained in e-mails, even if the web address appears to be correct, and use only channels that you know from independent sources are reliable (e.g., information on your bank card, hard copy correspondence, or montly account statement) when contacting your financial institution. When submitting credit card or other sensitive information via your Web browser, always ensure that youre using a secure website. Regularly log into your accounts. Regularly check your bank, credit and debit card statements to ensure that all transaction are legitimate. PREVENTION WHAT NOT TO DO? Dont assume that you can correctly identify a website as legitimate just by looking at its general appearance. Dont use the link in an e-mail to get to any web page, if you suspect the message might not be authentic. Avoid filling out forms in an e-mail messages or pop-up windows that ask for personal financial information. CLASSIC PHISHING DEFENCES Many of the defences used to thwart phishing attacks can be used to help prevent or limit the scope of future Pharming attacks. While readers are referred to the detailed coverage of these defence tactics explained in The Phishing Guide, a brief summary of these key defences is as follows: Client-Side Desktop protection technologies Utilisation of appropriate, less sophisticated, communication settings User application-level monitoring solutions Locking-down browser capabilities Digital signing and validation of email General security awareness 5.3.2 Server-Side Improving customer awareness Providing validation information for official communications Ensuring that the Internet web application is securely developed and doesnt include easily exploitable attack vectors Using strong token-based authentication systems Keeping naming systems simple and understandable 5.3.3 Enterprise Automatic validation of sending email server addresses, Digital signing of email services, Monitoring of corporate domains and notification of similar registrations, Perimeter or gateway protection agents, Third-party managed services. ADDITIONAL PHARMING-SPECIFIC DEFENCES While Phishing attacks typically use email as the attack delivery platform, Pharming attacks do not require any email obfuscation attacks to succeed therefore Phishing defences that rely upon email security play a lesser role. The defences that will be most successful in preventing Pharming attacks focus upon the following areas: Change management, monitoring and alerting Third-party host resolution verification DNS server patching, updating and configuration Search engine control 5.4.1 Change Management, Monitoring, and Alerting The potential for an administrator or other authoritative employee to maliciously modify DNS resolution information without detection is great.   As financial incentives increase, organisations and ISPs will need to ensure that adequate change control, monitoring and alerting mechanisms are in place and enforced. It is recommended that: Wherever editing is possible, access to DNS configuration files and caching data is limited to approved employees only. A change management process is used to log and monitor all changes to DNS configuration information. Auditing of DNS record changes is instigated by a team external to any DNS administrative personnel; with automatic alerting of changes conducted in real time. Regular audits and comparative analysis of secondary DNS and caching servers should be conducted. Third-party Host Resolution Verification Services Toolbars Many third-party developed plug-in toolbars originally designed to detect Phishing attacks are deceived by Pharming attacks.   Typically, these Phishing toolbars show the IP address and reverse lookup information for the host that the browser has connected to, so that customer can clearly see if he has reached a fake site.   Some managed toolbars (normally available through a subscription service) also compare the host name or URL of the current site to an updatable list (or real-time querying) of known phishing sites. Some toolbars now offer limited anti-pharming protection by maintaining a stored list of previously validated good IP addresses associated with a particular web address or host name.   Should the customer connect to an IP address not previously associated with the host name, a warning is raised.   However, problems can occur with organisations that change the IP addresses of their online services, or have large numbers of IP addresses associated with a particular host name. In addition, some toolbars provide IP address allocation information such as clearly stating the geographic region associated with a particular netblock.   This is useful for identifying possible fake Pharming sites that have been setup in Poland pretending to be for an Australian bank for instance. Server Certificates To help prevent pharming attacks, an additional layer can be added to the authentication process, such as getting the server to prove it is what it says it is.   This can be achieved through the use of server certificates. Most web browsers have the ability to read and validate server identification certificates.   The process would require the server host (or organisation) obtain a certificate from a trusted certificate authority, such as Verisign, and present it to the customers browser upon connection for validation. 5.4.3 DNS Server Patching, Updating and Configuration As with any Internet-based host, it is vial that all accessible services be configured in a secure manner and that all current security updates or patches be applied.   Failure to do so is likely to result in an exploitation of any security weaknesses, resulting in a loss of data integrity. Given the number of possible attacks that can be achieved by an attacker whom manages to compromise an organisations DNS servers, these hosts are frequently targeted by attackers.   Therefore it is vital that security patches and updates be applied as quickly as possible typically organisations should aim to apply fixes within hours of release. Similarly, it is important that organisations use up to date versions of the service wherever possible.   As we have already discussed in section 3.6, each new version of the DNS software usually contains substantial changes to protect against the latest attack vectors (e.g. randomising DNS IDs, randomising port numbers, etc.) 5.4.4 Search Engine Control Internet search engines are undergoing constant development.   Many of the methods used by attackers to increase their page ranking statistics are known of by the search engine developers, and a constant cycle of detection and refinement can be observed by both parties.   For instance, Google modified its search algorithm to reset the page rank statistics of web sites that had recently changed ownership this was to reduce the impact of instant backlinks and the weighting they attach to a ranking. Traditionally the emphasis on increasing a pages ranking has been for revenue or lead generation most closely associated with advertising.   However, the increasing pace at which customers are relying upon search engines to access key services (such as online banking) means that a Pharmer who can get his fake site ranked at the top is likely to acquire a high number of victims. Organisations should ensure that they regularly review keyword associations with their online services.   Ideally automated processes should be developed to constantly monitor all the popular search engines for key search words or phrases customers are likely to use to locate their key services.   It is also important that region-specific search engines also be monitored. CONCLUSION The term phishing is about the use of social engineering by performing online imitation of brands to send spoof email that contain of hyperlink to fraudulent website to solicit users sensitive personal information like credit card number, PIN, mothers maiden name and etc. Phishing can also be done through installing keylogger at users computer. Pharming use technical subterfuge like DNS cache poisoning, domain hijacking, routers setting or firmware malconfiguration to redirect users to a fraudulent website. Pharming may also perform by sending the targeted victims an email that contained of viruses or Trojan horse that will install small application that will redirect user to fraudulent website. There are impacts that caused by both phishing and pharming. Those impacts included the lost of financial, undermining of user confident in secured online transaction or communication, hard hit to small organizations and cause the law investigation harder. As a web developer, SSL certificate, switching of the recursion queries or DNS security extension should be apply because it can protect the DNS or website from phishing and pharming attack. Visual clues can also be use so that user can easily differentiate between authentic website and fraudulent website. Token based authentication also one of the technique that can be apply to protect the website or DNS server from phishing and pharming attack. Users are also responsible to protect their self from phishing and pharming attack by not opening email or download attachment from unknown sender or email that required user to respond by clicking on the hyperlink contained in the email. User should also double confirm the URL at the address bar when a warning message like SSL certificate do not match with the sites appear. User can also install security suite or firewall in the computer in order to protect user from phishing and pharming. User can also look for the lock or key icon at the bottom of the browser that lock the site they want to enter their sensitive personal information. As a user, we can also report the attack of phishing and pharming to the related agencies or company through internet or telephone to assist the work of minimize the attack. In addition, laws are also being introduced to against phisher and pharmer. RECOMMENDATION To prevent from becoming the victims of phishing and pharming, I suggest to users that must install security suite or firewall in their computer and the detection signature of the security suite should be up to date. Besides from this, I also suggest that users should beware in opening any email or attachment that they receive in order to prevent their self from becoming the victims of phishing and pharming. I also suggest to web developers that they should use SSL certificate, switch off the recursion queries, install DNS security extension in protect

Deregulation Of The Airline Industry :: essays research papers

Deregulation of the Airline Industry The airline industry has been subject of intense price competition since it was deregulated, and the result has been a number of new carriers which specialize in regional service and no-frills operations. These carriers typically purchase older aircraft and often operate outside the industry-wide computerized reservations system. In exchange for these inconveniences, passengers receive low fares relative to the industry as a whole. This research examines two low fare air carriers, ValuJet and Southwest Airlines. By investigating these air carriers, we can better understand the economic impacts of price versus service in the airline industry as a whole, as well as, the impacts on passenger and investor confidence. Until 1978, air transport rates were approved by the government, which meant that price was not a primary competitive factor. Instead, airlines would compete on service and image. The airline industry was dominated by giants (American, United, TWA) which offered nationwide and some international service, and by regional carriers, such as Southwest, which offered short trips between airports not served by the nationals.   Ã‚  Ã‚  Ã‚  Ã‚  Deregulation of the airline industry brought about in 1978 introduced a situation in which the national and regional carriers were suddenly able to compete in an environment that resembled a free market. Rate schedules were lifted, price fixing was eliminated and route management was removed. The main factors that affected whether an airline could serve a particular city was whether or not that city had enough gates for the new carrier, and whether the carrier was able to afford to purchase them. Companies such as Southwest recognized potential for low fares, and began building a niche for themselves by offering low fares with equivalent low levels of service. Southwest's success gave rise to a new generation of low fare airlines, with ValuJet entering the market in the early 1990's. Unfortunately, ValuJet suffered a string of accidents which brought the future of this air carrier into question. ValuJet is a low-priced airline that offers inexpensive tickets for regional travel. Based in Atlanta, the airline serves the Southeastern United States and competes with Continental Airlines as well as with other small regional carriers. It serves 31 cities primarily in the southeastern United States. The airline began its service with flights to Tampa and Orlando from Atlanta in 1993. The no-frills strategy paid off for the fledgling airline, which posted half again as many revenue passenger miles in April 1996 as it did in April 1995. However, the company announced that it was slowing the expansion of its services, voluntarily, at the same time that it posted this impressive revenue mark (Cole & Pasztor, 1996, p. Deregulation Of The Airline Industry :: essays research papers Deregulation of the Airline Industry The airline industry has been subject of intense price competition since it was deregulated, and the result has been a number of new carriers which specialize in regional service and no-frills operations. These carriers typically purchase older aircraft and often operate outside the industry-wide computerized reservations system. In exchange for these inconveniences, passengers receive low fares relative to the industry as a whole. This research examines two low fare air carriers, ValuJet and Southwest Airlines. By investigating these air carriers, we can better understand the economic impacts of price versus service in the airline industry as a whole, as well as, the impacts on passenger and investor confidence. Until 1978, air transport rates were approved by the government, which meant that price was not a primary competitive factor. Instead, airlines would compete on service and image. The airline industry was dominated by giants (American, United, TWA) which offered nationwide and some international service, and by regional carriers, such as Southwest, which offered short trips between airports not served by the nationals.   Ã‚  Ã‚  Ã‚  Ã‚  Deregulation of the airline industry brought about in 1978 introduced a situation in which the national and regional carriers were suddenly able to compete in an environment that resembled a free market. Rate schedules were lifted, price fixing was eliminated and route management was removed. The main factors that affected whether an airline could serve a particular city was whether or not that city had enough gates for the new carrier, and whether the carrier was able to afford to purchase them. Companies such as Southwest recognized potential for low fares, and began building a niche for themselves by offering low fares with equivalent low levels of service. Southwest's success gave rise to a new generation of low fare airlines, with ValuJet entering the market in the early 1990's. Unfortunately, ValuJet suffered a string of accidents which brought the future of this air carrier into question. ValuJet is a low-priced airline that offers inexpensive tickets for regional travel. Based in Atlanta, the airline serves the Southeastern United States and competes with Continental Airlines as well as with other small regional carriers. It serves 31 cities primarily in the southeastern United States. The airline began its service with flights to Tampa and Orlando from Atlanta in 1993. The no-frills strategy paid off for the fledgling airline, which posted half again as many revenue passenger miles in April 1996 as it did in April 1995. However, the company announced that it was slowing the expansion of its services, voluntarily, at the same time that it posted this impressive revenue mark (Cole & Pasztor, 1996, p.

Amusing Ourselves to Death: Its Time to Stop Laughing Essay -- Postma

Amusing Ourselves to Death: It's Time to Stop Laughing      Ã‚  Ã‚   The form of communication created by the television is not only a part of how our modern society communicates, but is has changed public discourse to the point that it has completely redefined it, argued Neil Postman in his convincing book Amusing Ourselves to Death. He viewed this as very harmful, and additionally so because our society is ignorant of it as they quickly becomes engulfed in its epistemology. When faced with the question about whether the television shapes or reflects culture, Postman pointed out that it is no longer applicable because "television has gradually become our culture" (79). What kind of culture is this? Postman warned that it is one in which we are instructed and informed through the form of entertainment, and that through such a medium, we are becoming dulled, ignorant of real issues, and amused right into a very possible culture death. Today, sixteen years after the book's publication, he would probably have a similar message (though possib ly more passionate) to say about our present culture, especially in the areas of education and the nightly news, which have grown progressively worse.    Taking two authors, George Orwell and Aldous Huxley, he compared their views about the future of information. Orwell's view was that we would be overcome by a controlling force and books would be banned, leaving us without proper information or instruction. Huxley, on the other hand, suggested that the squelching of information would not be the problem. Instead, it would be the voluminous mass flooding our culture that would make us ignorant. We would have so much to choose from, both useful and worthless, that we would become indifferent t... ...information invades the living room, they wonder why they are being tricked and mislead. Or worse, they do not even realize it. We are not a culture known for its thinking. Perhaps we are best known for our entertainment. Only when we divide these two realms will we become more accurate informed. Neil Postman, comparing Orwell and Huxley's theories, said, "[Our threat of being deprived of proper information] does not watch us, by his choice. We watch him, by ours" (155). His point was that by our own choosing, we are being misinformed. In our "information age" we have intelligent books, newspapers, magazines, and other information sources that have not been greatly affected by the television culture. We just need to stop laughing and seek to be properly informed.    Works Cited: Postman, Neil. Amusing Ourselves to Death. New York: Penguin Books, 1985. Amusing Ourselves to Death: It's Time to Stop Laughing Essay -- Postma Amusing Ourselves to Death: It's Time to Stop Laughing      Ã‚  Ã‚   The form of communication created by the television is not only a part of how our modern society communicates, but is has changed public discourse to the point that it has completely redefined it, argued Neil Postman in his convincing book Amusing Ourselves to Death. He viewed this as very harmful, and additionally so because our society is ignorant of it as they quickly becomes engulfed in its epistemology. When faced with the question about whether the television shapes or reflects culture, Postman pointed out that it is no longer applicable because "television has gradually become our culture" (79). What kind of culture is this? Postman warned that it is one in which we are instructed and informed through the form of entertainment, and that through such a medium, we are becoming dulled, ignorant of real issues, and amused right into a very possible culture death. Today, sixteen years after the book's publication, he would probably have a similar message (though possib ly more passionate) to say about our present culture, especially in the areas of education and the nightly news, which have grown progressively worse.    Taking two authors, George Orwell and Aldous Huxley, he compared their views about the future of information. Orwell's view was that we would be overcome by a controlling force and books would be banned, leaving us without proper information or instruction. Huxley, on the other hand, suggested that the squelching of information would not be the problem. Instead, it would be the voluminous mass flooding our culture that would make us ignorant. We would have so much to choose from, both useful and worthless, that we would become indifferent t... ...information invades the living room, they wonder why they are being tricked and mislead. Or worse, they do not even realize it. We are not a culture known for its thinking. Perhaps we are best known for our entertainment. Only when we divide these two realms will we become more accurate informed. Neil Postman, comparing Orwell and Huxley's theories, said, "[Our threat of being deprived of proper information] does not watch us, by his choice. We watch him, by ours" (155). His point was that by our own choosing, we are being misinformed. In our "information age" we have intelligent books, newspapers, magazines, and other information sources that have not been greatly affected by the television culture. We just need to stop laughing and seek to be properly informed.    Works Cited: Postman, Neil. Amusing Ourselves to Death. New York: Penguin Books, 1985.

Factors and Hazards of Infant Development Essay

Author’s note: This essay is a summary of my beliefs of the three most hazards factors in the early stages of Infant Development. This essay is for Mrs. Hacker’s EC100/EEC1700 Section 07 Foundations of Child Development Course. Factors and Hazards of Infant Development There is nothing more precious in life, than hearing your baby heartbeat or feeling it kick for the first time. Mothers and fathers to be should be aware of various hazards that can play a major factor in the development of their infant. The three factors that I feel are the most hazardous are alcohol, smoking, and drugs of any kind. In this essay, I will try to explain to you why these factors are very important to be avoided before and during pregnancy. Alcohol consumption during pregnancy can have serious consequences for mother and the developing fetus (O’ Leary et al., 2010). If a mother is consuming alcohol during pregnancy she can have a miscarriage, stillbirth, low-birth weight, or a premature infant (ACP CS-EBK for Developmental Profiles, pg. 58). A developing fetus consumes whatever the mother puts into her mouth and body. Alcohol is a teratogen that has irreversible effects on infant development. There are several birth defects that a mother who drinks should be aware of; they are fetal alcohol spectrum disorder (FASDs) fetal alcohol syndrome, hyperactivity, heart defects, facial deformities, and speech impairment (Ismail et al., 2010). A mother who drinks mild alcohol during pregnancy could cause their infant to suffer from fetal alcohol effect. Infants with this effect suffer from learning and behavior disorders. It is very important that a mother to be does not consume alcohol. If you care about your baby well-being do not drink during pregnancy. Smoking is a bad habit that’s hard to kick once started. Smoking is dangerous for pregnant women, kids, men, and women. Smoking can damage the lungs of the smoker, and also cause lung cancer to those who smoke for long periods of time. Many pregnant women continue to smoke despite the warning on the U.S. Surgeon General label. Maternal smoking has been linked to many fetal malformations and birth complications (Ashford et al., 2010). Cigarette smoke contains harmful substances, which can harm a person body. These harmful substances are nicotine, tar, and carbon monoxide. All the substances can harm an undeveloped fetus if consumed throughout pregnancy. Mothers who smoke during birth are at risk for having infants who suffer from asthma, allergies, and it can cause SIDS. Prescription and nonprescription medications, pesticides, fertilizer, and street drugs are very dangerous during pregnancy (Mattison, 2010). These drugs and chemicals can have many adverse effects on developing fetuses. It can cause SIDS, miscarriages, stillbirth, and numerous birth deformities to the undeveloped fetus. Drugs of any kind should be avoided during pregnancy, to ensure a better chance of having a healthy fetus. There are many reasons a mother to be should be cautious about the environment and the things she consumes during pregnancy. The best care a mother to be can give to her undeveloped fetus is to eat right, get adequate rest, and regular check-ups, which can better ensure the birth of a beautiful, healthy baby. References Ashford, K., Hahn, E., Hall, L., Rayens, M., Noland, M., & Ferguson, J. (2010).The Effects of prenatal secondhand smoke exposure on preterm birth and neonatal outcomes, Journal of Obstetric, Gynecologic, and Neonatal Nursing, 39(5), 525–535. Mattison, D. (2010). Environmental exposures and development, Current Opinion in Pediatrics, 22(2), 208–218. O’Leary, C., Nassar, N., Kurinczuk, J., de Klerk, N., Geelhoed, E., Elliott, E., & Bower, C (2010). Prenatal alcohol exposure and risk of birth defects, Pediatrics, 1 26(4), E843– E850.